Child Guidelines to Consider When Looking at on-site Caravans for Sale

You may be on holidays at your favorite Caravan Park and you see On-site Caravans for Sale. Do you wonder what there is to consider when deciding if this is a good investment for the future? You can keep driving your Caravan in and out of a Caravan Park each year and pay nightly rates. Or if you are happy with your favorite Caravan Park and you want a holiday home to call your own then perhaps you should consider an On-site Caravans for Sale.

On-site Caravans are vans that you can purchase and they can remain in the Caravan Park all year round. They are perfect for families as they allow you to store all your holiday items. You will pay a yearly rental fee instead of nightly fees. Therefore if you use the van frequently you will save money long term.

There are On-site Caravans all across Australia however there are concentrations around the major cities. Especially in areas around 2 hours’ drive from Sydney and Melbourne. For Sydney, you may want to explore the South Coast and consider an Onsite Caravan for Sale in Kiama and Sussex Inlet. For Melbourne, there are Caravan Park Onsite vans for sale in areas such as Philip Island, Ocean Grove and Rosebud.

As the owners of the On-site caravans will spend the most time in the Caravan Park, Caravan Park managers want to make sure Onsite Caravan owners act in the right way. This will ensure the Caravan Park community lives in harmony and all guests have an enjoyable time.

The Caravan Park Management may have a set of guidelines that On-site Caravan owners need to follow. As Caravan Parks attract many families, there are several guidelines regarding children to make sure everyone has a safe, enjoyable time. Here are some examples of the guidelines around children you should prepare for.

on-site caravans for sale
on-site caravans for sale

Children

You may be considering an On-site Caravans for Sale because you are after a fun enjoyable place to bring your children on long weeks and holidays. Before letting your kids run wild in the park, patrons need to keep in mind that they are responsible for their children at all time. Scooters, roller skates/blades, bikes, and skateboards must be ridden with care.

  • Children should not ride around the amenity blocks, boom gates, camp kitchen, and BBQ areas.
  • Bike helmets must be worn
  • No riding once the street lights are out.

On-site Caravans for Sale should be chosen in Caravan Parks where the management has good control over the Caravan Park patrons. Good Caravan Park management will hold the right to confiscate Scooters, roller skates/blades, bikes and skateboards if they are;

  • Not being used in accordance with the Caravan Park guidelines
  • The equipment is used in a dangerous manner
  • The equipment is used in areas where it is not permitted.
  • If the equipment is confiscated the park management will return the item to the parents within 36 hours.

Children enjoy playing in the water, therefore coastal Caravan Parks are popular. For coastal locations near Sydney look for an Onsite caravan for sale in Kiama, Central Coast, Sussex Inlet, and Shellharbour. For Melbourne, look for Caravan Park Onsite vans for sale in Geelong, Ocean Grove, and Barwon Heads.

On-site Caravans for Sale in well managed Caravan Park will have guidelines on Children supervision to make sure children are safe and also make sure they are not disturbing other patrons. Children under the age of 12 should be supervised when they are playing and using the amenity blocks, this will ensure they stay safe and do not cause harm to themselves or others.

There are plenty of benefits of Caravan Park holidays for kids. Children are able to enjoy the great outdoors, learn by exploring and making new long-standing friendships. A Caravan Park is structured in a way that the residents and guests are living in close proximity to each other and this naturally encourages interaction between families. This can be a great social aspect compared to hotel holidays.

Enjoy these family benefits while making sure your children enjoy the park in a safe responsible manner.

Julian Rembrandt has spent the last 10 years in the hotel industry across Australia and Asia. Permanent Onsite Caravans have been around for many decades but the knowledge about how to make the right purchase decision has been limited. Julian helps to educate people on the best ways to go about owning an Onsite Caravan. Julian Rembrandt owns and operates Holidaylife.com.au, a listing site for Onsite Caravan for Sale.

 

Source By:- https://www.holidaylife.com.au/child-guidelines-to-consider-when-looking-at-on-site-caravans-for-sale/

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TIPS TO CHOOSE THE BEST CALABASAS POOL REMODELING SERVICE

Have Renovation in Mind?

There is a saying in the renovation industry, “Renovation is like a box of chocolates, you don’t always know what you are going to get.”

And it only adds to the problem, that the scheduled upkeep of our swimming pools is often one of the last thing which comes to our minds. A luxury; seldom appreciated, often misused.

It is for the same reason that when you do decide to spend on the upkeep of your pool, it has to be a calculated and meticulous decision.

We know it may seem a little overwhelming and frightening at first, but trust us; a well thought out plan is going to save you hundreds of your hard-earned dollars.

Before we dive into the finer details, first let us understand the various instances when and why your pool may need renovation.

1. You Notice a Gradual Drop in Water Level

There could be several factors contributing to the fall of water level. Your pool probably has its floor tiles eroded. This means that the tiles which were supposed to act as a barrier between the water volume and the ever so thirsty ground, have given away to erosion.

Water could be slowly seeping into the earth.

Another possible reason for this could be a faulty plumbing leaking somewhere. If such is the case, then no, a simple water sealant won’t fix it. You need to call in the professionals.

2. The Floor’s Friction Has Reduced

Calabasas pool remodeling

Although contrary to popular belief, that eventually the floor erodes and feels rougher to the touch, a fault in the filter and pumping mechanism can lead to sediment deposition on the floor, and render the floor texture slippery.

Why should this be a matter of concern? It is because sediments encourage the growth of the slimy moss on the floor. This poses a two-fold threat.

A floor that is difficult to stand upon and a greenish tint in the pool waters.

3. It Feels Outdated And Defunct

With the exponential increment in technology and designs, it is quite normal to feel that your pool is already dated even if it is just a few years old.

That, or the fact that old plumbing and pumps would be better off with a replacement after years of service.

You would definitely not want your pool to stick out as a sore thumb in your beautiful garden parties and celebrations, would you?

4. The Plumbing Has Worn Out

Sometimes, even if we are up to date with the maintenance of the pool and its equipments, it is possible for a few components to give away after prolonged use.

Plumbing is one such part of the pool. A vital component which renders the pool inoperative eventually if not corrected instantly.

How does one know if plumbing is at fault? For starters, you notice that it takes longer for the pool to refill. A reduction in water level could also be pointing at a leaking pipe in the structure which needs immediate attention.

5. It is Simply Dreary

We would suggest you to go for renovation if you feel that the act of spending time outdoors in the pool has become monotonous.

Perhaps you could add a water slide for kids, or a ramp for adults to jump from.

These simple additions would help a lot in turning the ambience up a notch.

A Few Ideas You Could Consider for Renovation

1. Fountains and Falls

Like we said, no one wants a fun activity to become monotonous. Adding something as simple as a fountain, or a shiny new slide goes a long way to add to the mood.

2. Change or Add Some Night Lights

You must have noticed in many Hollywood movies that how picturesque the pool, which is lighted properly, looks at night.

Some small LED lights beneath the surface of the water, or on the side walls, truly add to the beautiful atmosphere near a pool.

A night swim with a glass of champagne will never be the same again!

3. Modify the Shape And Add Beautiful Designs

Perhaps when remodelling, you could shape it like an 8. Or you could strip away the old obsolete tiles and replace them with exciting new designs.

How about adding a few plastic animals here and there? You may notice that kids suddenly seem too eager to swim and play around the pool. We recommend experimenting with various looks.

And Finally, Picking The Right Remodelling Company

Does the Company Have a Good Track Record?

We have seen many people spend their precious and hard-earned money on shady contractors who have bad or no track record. It is always prudent to perform a background check on the said company. You could ask around town, or enquire from your friends who already have a pool. It helps, always.

Are They Legitimate And Do They Have the Proper Clearance?

Unknown to the general population, it is fairly easy to fall prey to fraudulent contractors and agencies. It is always best to seek agencies which have the membership of The Association of Pool and Spa Professionals, and whose technicians are CPO certified.

This ensures prompt and quality service as you have a governing body to complain or fall back on.

Do They Cater to Your Needs and Have The Desired Expertise?

If the company that you are planning to hire is incapable of implementing your choices and designs, it is always better to move on and pick out another, than trying to negotiate a middle road. Sift through their history for any grievances from past employers, and this will give you a clue as to whether they fit the bill or not.

We Are Here to Help!

Who knew that a task as simple as remodeling your pool can seem so daunting and befuddling? But this thorough planning is necessary if you want to spend just and spend right.

Life has given us plenty of things to worry about; don’t let the puny pool be another taskmaster!

Armed with our highly-skilled technicians for Calabasas Pool Remodeling Service, you will have the best pool to boast about in the neighborhood. Just give us a quick call and we’ll handle everything from there!

Article Source: http://valleypoolplaster.com/blog/tips-to-choose-the-best-calabasas-pool-remodeling-service/

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Driving Knowledge

The practice Driving Knowledge has been designed to help people prepare for the Driving Knowledge before attempting it at a motor registry or other testing location. It lets you become familiar with the test and helps you to decide if you are ready to attempt the test. It also lets experienced drivers test their knowledge of the road rules. Before driving a car, driving lessons St Lucia do a simple safety check. Turn on the lights and walk around the vehicle to ensure that all lights are in working order. Also check your blinkers for proper operation. Look for any fluid leaks or things hanging from the vehicle. Check that the tires are properly inflated.

When you get into the car, adjust all mirrors and seats before placing the key in the ignition. To properly adjust the left mirror place your head against the left window and adjust the mirror so that you can just see the left side of the car. For the right, move your head towards the center of the vehicle and adjust the right mirror in the same way. When you are sitting correctly in the driver’s seat, you will not be able to see your vehicle, but your blind spots will be greatly reduced!

driving lessons St Lucia
driving lessons St Lucia

Always wear your seatbelts.

Always drive with your headlights on, a car is visible for nearly 4 times the distance with it’s headlights on even during daytime hours.

When stopping at a stop sign, be sure to feel the car rock backward and spell S-T-O-P to yourself before proceeding. Always turn your head to look left, then right, straight ahead, then left again before proceeding.

When a light turns green, look left, then right, straight ahead, then left again before proceeding through the light. Notice all vehicles and ensure that someone else is not going to run the light.

When driving on a two lane road that allows parking on the right, stay toward the center line to allow for room if someone were to open their door to exit their vehicle in front of your car. This forethought will help you from swerving to miss an opening door. If there is no parking allowed on the road position your car toward the right to allow for more room between you and oncoming traffic.

The practice Driving Knowledge is available for the following classes:

  • Car
  • Light Rigid
  • Medium Rigid
  • Heavy Combination
  • Multi Combination
  • Motorcycle

More about Driving Knowledge

TRAFFIC SIGNALS

Traffic signal for normal vehicles or pedestrians always have two main lights, a red light that means stop and a green (or sometimes white for pedestrians) light that means go. Usually, the red light contains some orange in its hue, and the green light contains some blue, to provide some support for people with red-green color blindness. In most countries there is also a yellow (or amber) light, which when on and not flashing means stop if able to do so safely. In some systems, a flashing amber means that a motorist may go ahead with care if the road is clear, giving way to pedestrians and to other road vehicles that may have priority. A flashing red essentially means the same as a regular stop sign. There may be additional lights (usually a green arrow or “filter”) to authorize turns. A turn light preceding the opposing through movement is called a leading left turn in the U.S., because it leads the opposing through green light (likewise, in the U.S., a left turn arrow that follows the opposing through movement is known as a “lagging left turn”).

Traffic lights for special vehicles (such as buses or trams) may use other systems, such as vertical vs. horizontal bars of white light.

Pedestrian traffic signals

At many intersections and busy roads, there are special traffic signals for pedestrians (as shown below). Pedestrians must obey these signals, rather than the red, yellow and green traffic signals. A buzzer may sometimes sound as well to indicate that you can cross. At some specially signposted intersections, you may cross diagonally with the pedestrian “CROSS” signal, when all vehicles will be stopped for red signals.

ROADWAY SIGNS

The roadways there are regulatory, warning and guide signs. The color and shape of each sign has a special meaning. You will be asked to identify roadway signs on the written driver’s license test.

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Creative Marketing for Fitness Ideas

This marketing for fitness blog is about one thing … helping fitness professionals and gym keepers when getting to customers who pay, stay and refer.

You will discover the secrets and tricks of marketing for fitness. You get the strategies, tactics and ideas to get more customers without wasting time and throwing away a lot of money.

And if you are tired of working in your company and you want to finally start working on your company, look around on this site. Come back often because you have discovered the # 1 marketing for fitness and internet marketing for fitness on the internet.

marketing for fitness

In addition to the valuable messages and articles on this blog, you also get tips, ideas, and systems for starting a personal training company or starting a fitness company. You get the best of all marketing for fitness systems that you can apply today. So you get the results this week.

What marketing for fitness do you want to discover?

Do you want:

  • get new customers
  • to gain new ideas that really work
  • get ideas about selling your services
  • know how to share time as efficiently as possible
  • learn how to create multiple income streams
  • proven and suitable marketing for fitness systems

Then this marketing for fitness site is the source for you!

Do you want answers to your biggest marketing for fitness challenges?

Are you, as a fitness entrepreneur or personal trainer, facing big challenges in your company?

Or do you want to start and need help with your marketing for fitness, sales or your operational affairs?

Know that you can then benefit from a fitness professional who has already experienced everything.

A fitness professional like me with years of experience, knowledge and proven systems.

I would like to speak with you and see how I can help you with your marketing for fitness.

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Concert Tickets In Hartford Today

The Aventura exploded inside United States musical scene within the year 2002 with their album “We Broke the Rules”; and established a enormous fan following throughout the world inside a incredibly short span of time. The XL Center Tickets are selling out like hot cakes. The craze for the Bronx based band is ever increasing and is enlisting new dedicated followers every single day. The phenomenon is comparable to the craze for Elvis and Sinatra.

The band sings in “Spanglish”, the heady mix of Spanish and English. The group has created its personal style of songs and is refreshing towards the ears. The infusion of Dominican Bachata with rock, hip-hop and R&B; was an instant hit with the Hispanics of America. The new songs soon established its admirers across all the language barriers. The catchy tunes caught the fancy of all.

Visit This Website:- https://www.xlcentertickets.info/

When an individual wants to see the next massive stay live performance or sporting occasion or maybe you wish to catch that once in a very lifetime dwell show with your beloved, you have got to acquire tickets. Possibly the most uncomplicated way to come across tickets at this time for all kinds of concert, event or performance is by way of the internet.

The musical group consists of Anthony, Lenny, Mikey and Henry. Anthony is identified for his angelic voice and good song writing. Lenny Santos is the audio composer for the group. The band is urban and contemporary; the songs are about the social conditions as well as the young love; that stuck a chord using the youths. The special sound from the band is gaining popularity in countries for instance Slovakia, Turkey, Poland, Israel, Spain, Russia, Bulgaria, etc.

online xl center box office tickets
online xl center box office tickets

There are a number of web sites where buying concert tickets might be done, even though the purchase is effortless adequate since it is from the Internet, you cannot be sure if the seats you’ll get are going to be fantastic seats and also regardless of whether you can get these kinds of tickets for very good prices.

The hit songs from the group; “Obsession”, “La Boda”, “Un Beso” and “Mi Corazoncito” are to be played out at the concerts as well as the fans are finding crazy to acquire a glimpse of their favorite band, performing live. The XL Center Tickets are offered on the net and is an excellent option to keep away from the rush.

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Australia’s Renewable Energy Industry Is on Track to Meet RET

The average household power bill would be cut by hundreds of dollars a year by the end of the decade as a result of the new projects built under the RET, says Clean Energy Council Chief Executive Kane Thornton.

“The industry is on a high after a record year for both large-scale renewable energy and rooftop solar power. Large-scale renewable energy projects adding up to more than $10 billion in private investment were either under construction or committed during 2017. And another $2 billion was invested in rooftop solar power panel,” Mr. Thornton said.

“We are now looking forward to several really big years of job creation and economic activity as the industry builds out the rest of the RET. The good news is that these wind, off-grid solar and bioenergy projects entering the system will help to reduce the power bills of mums and dads, big power users and everyone in between.

offgrid solar

“Renewable energy is now the lowest cost type of new power generation it’s possible to build today, but it is competing against old and increasingly unreliable coal-fired power stations that were built by taxpayers many decades ago. This is why the RET has been so important,” he said.

The Federal Government also announced that enough projects were either under construction or sufficiently advanced in the development process that the RET would be met by 2020.

“This achievement reminds us of the importance of long-term policy with bipartisan political support. While the RET has delivered on its promise, there remains significant policy uncertainty beyond 2020,” he said.

“We urge the Federal Government and all political stakeholders to work quickly and constructively to establish policy and regulatory settings that will provide continued investment confidence for the coming decades.”

Mr.Thornton said it was important to recognize the contribution of a variety of state and territory governments, which helped to provide additional incentives for new renewable energy when the industry was experiencing significant uncertainty after an extended review of the RET.

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Why Retirement Planning During Young Age Is a Good Decision?

Retirement planning is the right allocation of savings for the retirement. It helps to achieve financial independence after retirement. One can retire comfortably with the right type of planning for retirement solutions. Start saving early so that you can enjoy your life.

Retirement planning involves identifying the sources of your income, estimating the expenses, and employing the right saving program, as well as managing the assets. Individuals start putting aside some of their current income for long-term savings and investment.

planning for retirement
planning for retirement

There Are Several Reasons Why You Should Plan for Your Future. Some of Them Are:

Spend Your Retirement Years the Way You Want

Many individuals start saving early so that they can spend the retired years the way they want to. Every individual may have some goals in life and retirement is the best time to fulfill your goals and transform your dreams into reality. You can be financially sound to be able to achieve your goals.

Taking Care of Your Kids

Many people face a lot of financial difficulties just because their parents did not plan for the retirement. No parent wants to be a burden on their children. As a parent, you should protect your child’s future by planning your retirement. Being a parent, you should be able to take care of your finances and live a happy life with your kids.

Better Health

Almost all the people face health problems when they get old. There may be some situations where you cannot work anymore and at that time, savings can help you make sure that your health is good. You can take care of your medical expenses even after the retirement.

Avoid Work Pressure after Retirement

After working for long years, you may not want to work any longer when you grow old. If you prefer not to work after retirement, you should start saving from your early years. If you do not prepare for retirement, you may have to keep working to fulfill your requirements throughout the life.

Retirement Planning

It is essential to hire the best consultant to plan your retirement in the best possible manner. A professional will help you realize your dreams that you have for your retired years and help you make sensible decisions for your financial future. You should do some research over the internet and choose to hire the best consultants. Whether you’ve a lot of money or have a limited budget, you should start saving during your early years so that you can have a peaceful and comfortable life after the retirement. During the young age, the risk taking capacity of an individual is higher. Moreover, the financial commitment during young age is lower as compared to elderly people. There are a lot of options to save for your post retirement years. So, what are you waiting for? Start looking for the best agencies that can help you with retirement planning so that you can enjoy this period to the fullest.

Every person wants to live a healthy and comfortable life during the elder years of their age. Retirement planning ensures a peaceful and happy retirement time. You can save money and secure your future with early financial planning.

Carefree Retirement is a one stop destination for all your financial planning solutions. The advisors plan the best retirement for the clients and help them live a comfortable life during the retirement years.

Source: http://www.carefreeretire.in/why-retirement-planning-during-young-age-is-a-good-decision/

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Your Testimonies And Your Walk of Faith

For we walk by faith, not by sight (2 Corinthians 5:7)

The walk of faith is the lifestyle of every Christian. The earlier you realize this, the better for you. The reason is that you’ll be confronted with several challenges along your path. Amidst these, your testimony must remain consistent with what God has said. The Bible says, And being not weak in faith, he (Abraham) considered not his own body now dead, when he was about a hundred years old, neither yet the deadness of Sarah’s womb. He staggered not at the promise of God through unbelief; but was strong in faith, giving glory to God (Romans 4:19-20).

People laughed at and made a mockery of Abraham, yet, he kept testifying that God has made him the father of many nations and his wife, Sarah, mother of princes. In the end, his tongue-work produced for him a son just as the Lord had said. Moreover, the Bible says, And they overcame him by the blood of the Lamb, and by the word of their testimony, and they loved not their lives unto the death. (Revelations 12:11 KJV).

Though the devil accused them day and night, they overcame him by their testimonies. Your testimony is your victory! You can’t afford to be swayed by what you see, feel or hear; otherwise, you’ll begin to talk like ordinary men.

2 Corinthians 4:18 says, While we look not at the things which are seen, but at the things which are not seen: for the things which are seen are temporal; but the things which are not seen are eternal.

When you walk by faith, your words may sound foolish to the spiritually undiscerning but you’re speaking the wisdom of God. The Bible says, But the natural man receiveth not the things of the spirit of God: for they are foolishness unto him: neither can he know them, because they are spiritually discerned (1Corinthians 2:14).

So put your tongue to work and build your life strong as you testify of the Lord’s goodness every day.

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Discipline Your Mind For Success

Train me, God, to walk straight; then I’ll follow your true path. Put me together, one heart and mind; then, undivided, I’ll worship in joyful fear (Psalms 86:11 MSG).

When you want to chart a new course, create new vistas, attain a new level of prosperity, or set new goals for growth, you have to learn to use your mind. Your mind is a tool that can be disciplined. You can teach it to focus in one direction, instead of vacillating in thoughts. This way, you’ll be able to use your mind to prepare your heart to accomplish greater things.

Isaiah 26:3 says, “Thou wilt keep him in perfect peace, whose mind is stayed on thee: because of he trusteth in thee.” By staying your mind on the Lord, you’re disciplining your mind to focus on the Word of God concerning you and what you’re doing. The result is that you’ll experience the extraordinary peace of God that gives rest and prosperity.

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Take your mind away from anything and everything that distracts, and focus your attention on God. Choose to only be around those who love the Lord, and discuss only with those who’ll inspire you. Keep away from people who’ll deflate your faith, and try to talk you out of what you want to achieve. Set time aside for study and meditation on the Word. To stay your mind on God, you have to stay your mind on His Word. Joshua 1:8 says, “This book of the law shall not depart out of thy mouth; but thou shalt meditate therein day and night, that thou mayest observe to do according to all that is written therein: for then thou shalt make thy way prosperous, and then thou shalt have good success.”

In addition, speak in other tongues at every opportunity you have to be alone because you’re about something; you want to birth new visions and ideas. Keep at it, and soon enough, you’d receive the note of victory in your spirit and know that everything is settled, “And the peace of God, which passeth all understanding, shall keep your hearts and minds through Pastor Chris Jesus” (Philippians 4:7).

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Workplace Violence Prevention & Response Program

Work Place Violence Prevention Program

“If I ever got the chance I’d kill my boss before he knew what hit him.” Do you have a plan and policy that allows you to address this statement from an employee who receives a poor performance appraisal? The recent active attacker tragedies at Douglas High School in Parkland, Florida, the Baptist church in Sutherland Springs, Texas, the Mandalay Bay outdoor concert venue in Las Vegas, Nevada, and the Pulse Nightclub in Orlando, FL, all had at least one commonality: Each of those sites was somebody’s workplace. Does your bank have a program to recognize, report, and respond to the risk of workplace violence (WPV), and a strategy that views every employee as a part of the solution to this increased risk? The safety of your employees should be your highest priority. The startling statistics of WPV serve as a catalyst for business leaders to commit to building a program before their risk becomes a reality.

The Data Behind the Risk:

  • Nearly 2 million US workers are victims of workplace violence (WPV) each year
  • Murder is the #2 cause of workplace death for women
  • Domestic disputes that spill into the workplace are the major root cause of WPV
  • 30,000 sexual assaults per year happen at work
  • WPV lawsuits cost companies an average of $500,000 per out-of-court settlement
  • Workplace assaults cause over $120 billion in annual losses

Workplace

Experts Recognize Four Types of  Violence at Work:

Type 1: Criminal with no connection to the business enters to commit robbery or other crimes (banks were robbed over 4,000 times in 2016)

Type 2: Violence directed at employees by customer or others to whom the business provides service

Type 3: Violence against a co-worker by a present or former employee

Type 4: Violence by someone who doesn’t work there but has a personal relationship with an employee

The most common category of WPV is Type 4. While banks are anomalies because they are targeted for robbery (Type 1), bank leaders who ignore the reality of the other three types do so at their own peril.

Defining Workplace Violence

A commitment to reduce the risk to your bank, its employees and its reputation, begins with defining WPV for your business. Experience and legal precedent favor a broad definition that includes any conduct on company premises or while conducting business anywhere when such conduct is intended to cause physical harm to a person, or property. Conduct, both physical and verbal, intended to negatively impact the safety or security of your bank should be included. A broad definition allows your Legal and Human Resource units to address problem behavior early and swiftly supported by written policy. Further, an inclusive policy sends a strong message to all that the bank will not tolerate fear in the workplace.

Your bank’s WPV policy should include threatening behavior. Again, this facilitates the quick administrative resolution of unacceptable conduct with the potential of rapid escalation to violence. Communications or actions intended to arouse fear, hostility or intimidation, or the apprehension of harm in your employee or any bank “protected person”, their family, friends or co-workers, clients, or property need to be within the scope of WPV at your bank. This covers conduct such as an employee “keying” the car of a co-worker in a parking lot, a disgruntled teller stating that she knows where her manager lives and “might have to pay him a visit”, or a loan officer suggesting to an angry customer that they settle their dispute “outside, one on one.”

A WPV policy that includes threats, by definition, includes the upward trend in stalking, both the physical and the cyber varieties. Recent data shows that as many as three out of five new relationships begin online, so it stands to reason that those who meet online may also break up, fight, and threaten each other online. Since we know that domestic disputes are a major root cause of WPV, develop a strategy that encourages employees to share restraining or protective orders with HR, management or security. Too often, corporate culture views such matters as entirely personal, but when potential violence is concerned, you may be held liable for failing to secure your workplace.

Workplace Violence Training

Now that you’ve defined WPV and threats it’s important to articulate who is a “protected person” under your policy. Again, broad inclusive language lets it be known that you have zero tolerance for anyone to feel threatened while under your care, and, it facilitates rapid handling of a potentially violent scenario. Employees, visitors, customers, vendors, and contractors should all feel safe while interacting with your bank whether they are working or dealing with you on or off-site. For example, a client who calls in for customer service and is threatened by one of your employees while on the call should be treated as a protected person.

To engage all employees as stewards of your business who are equally responsible for safety and security, teach them the “Three R’s” of WPV: Recognize, Report, and React. Everyone should learn to recognize the early warning signs of violence. Reporting concerns should be easy, even anonymous, and facilitated through multiple reporting options. The ball is in your court once you receive the report and you must have a process to act credibly, professionally, and swiftly. Reacting to an actual violent incident should be trained through informal sessions where short videos such as the Department of Homeland Security “Run, Hide, Fight” concept is portrayed. In the next installment of this article, we’ll further explore the “The Three R’s” in depth. Remember, after every incident, a co-worker or manager says they knew something was wrong and they wish they had acted; Don’t you be that person.

Originally published in http://www.bankingexchange.com/news-feed/item/7442-workplace-violence-it-could-happen-here?Itemid=638 and written by Frank Figliuzzi, the Chief Operating Officer of ETS Risk Management, Inc., and consults with global clients on Workplace Violence, Insider Threat, and Investigations. Frank was the FBI’s Assistant Director for Counterintelligence and served as a Special Agent for 25 years. He then joined General Electric where he led corporate Workplace Violence Prevention and Investigations. Frank also works as a National Security Contributor for NBC News.

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